A reader, Ms J asked about a CCJ that suddenly appeared on her credit report. “I check my credit record sometimes and there is now a CCJ on there. It looks like it was added a few months ago at an address I left ages ago, possibly 8 years.   I don’t even know if this The post “A mystery CCJ on my credit record – I know nothing about it” appeared first on Debt Camel.

Have you had a credit card, store card or catalogue where your credit limit was too high?  So high that the monthly repayments were hard to manage and you got into more debt? For some people the limit was too high at the start. Others were originally given an OK limit, but the lender kept The post How to get refunds from catalogues and credit cards appeared first on Debt Camel.

The FCA Car Commission Compensation Scheme was announced on 30 March 2026. The FCA estimates that about 12 million HP & PCP agreements that started between 2007 and late 2024 may be eligible for a refund, averaging £829. Let’s look at some of the details and what you should do now. What car finances are The post Car finance commission – make a claim to the FCA scheme appeared first on Debt Camel.

A reader asked if it is OK to reduce your debt management payments when you need to? This is a common problem in Debt Management Plans (DMPs). Sometimes your income falls. Often your essential expenses go up faster than your pay does. And in Spring 2026, with many bills increasing in April and petrol prices The post “My DMP payment is too high” appeared first on Debt Camel.

Update: in March 2026, Lloyds, Halifax and MBNA (all card lenders in the Lloyds Banking Group) started sending out emails saying that card interest rates would be increased in May 2026. most of the increases are between 4.25% and 4.5% a year. If your credit card says it is increasing your interest rate, often you The post Increasing the interest on a credit card – your rights appeared first on Debt Camel.