Debt Camel Answers to questions about debts and credit ratings - in plain English!
- Has a lender like Next or Barclaycard cut your credit limit?by Sara (Debt Camel) on June 10, 2025 at 10:49 am
When a lender like Next or Barclaycard slashes your credit limit, it can feel like an insult, especially when you’ve been managing your account responsibly. Here are some recent stories I have heard, and a look back at some older examples. These aren’t the only two lenders that do this! Next cutting limits This has The post Has a lender like Next or Barclaycard cut your credit limit? appeared first on Debt Camel.
- Affordability refunds from large loans and car financeby Sara (Debt Camel) on May 30, 2025 at 2:19 pm
The repayments on many loans and car finance are too high to be manageable so people get deeper into debt trying to repay them. When you applied, a lender should have checked a loan would be affordable for you – often they did not check properly and you should never have been given this loan. The post Affordability refunds from large loans and car finance appeared first on Debt Camel.
- Problem overdraft? How to ask your bank for a refund of interestby Sara (Debt Camel) on May 29, 2025 at 9:54 am
Have you had big overdraft problems for a long period? You can make an affordability complaint and ask for a refund of overdraft charges if: your overdraft limit was set too high at the start or increased to a level you are unable to clear; or your overdraft usage showed you were in long-term financial The post Problem overdraft? How to ask your bank for a refund of interest appeared first on Debt Camel.
- How to get refunds from catalogues and credit cardsby Sara (Debt Camel) on May 28, 2025 at 10:40 am
Have you had a catalogue, credit card or store card where your credit limit was too high? So high that the monthly repayments were hard to manage and you got into more debt? Many people were originally given an OK limit, but the lender kept increasing it too high. You may have a good complaint The post How to get refunds from catalogues and credit cards appeared first on Debt Camel.
- Can I get a debt consolidation loan with a bad credit score?by Sara (Debt Camel) on May 24, 2025 at 9:40 am
A reader asked: Are there debt consolidation options for really bad credit? I have over £20,000 in debt and I’m not sure how to start getting out of it with a suitable loan or a credit card. A credit card won’t work There are some “bad credit rating”0% balance transfer offers at the moment, but The post Can I get a debt consolidation loan with a bad credit score? appeared first on Debt Camel.
The Money Shed Make Money | Save Money | Share Ideas
- Gaming on a Budget: How to Play Without Paying a Fortuneby Rhi Admin on June 16, 2025 at 4:03 pm
Person Gaming on Laptop – Free Stock Image Modern gaming has seen a rise in innovative technology, which means there has also been a rise in costs if you want the best quality experience. Of course, this can be off-putting for many new gamers, or those looking to casually game as a stress reliever. However, The post Gaming on a Budget: How to Play Without Paying a Fortune appeared first on The Money Shed.
- What UK Gamblers Need to Know About International Casino Regulationsby Rhi Admin on June 13, 2025 at 1:55 pm
Interest in overseas casino platforms has grown steadily among players in the UK. Broader game libraries, varied promotions, or the appeal of something unfamiliar often play a part. But once outside the oversight of the UK Gambling Commission, the regulatory landscape changes. Protections taken for granted at home may no longer apply, making it all The post What UK Gamblers Need to Know About International Casino Regulations appeared first on The Money Shed.
- How UK Bloggers Earn: Breaking Down 5 Real Income Streamsby Rhi Admin on June 12, 2025 at 12:04 pm
Blogging used to be a side hobby. Now it’s a career path. From food reviews to fintech tips, UK bloggers are finding fresh ways to make real money online. Some do it through brand deals, others sell digital products, or earn passive income through ads. It’s not all glitz. Many build slowly over time. Still, The post How UK Bloggers Earn: Breaking Down 5 Real Income Streams appeared first on The Money Shed.
- Unexpected Ways To (Potentially) Earn Online by Rhi Admin on June 11, 2025 at 9:47 am
Source: https://pixabay.com/photos/telework-technology-laptop-6795505/ Most people think earning money online means freelancing on Upwork or flogging stuff on eBay. Fair enough, but there’s a whole world of weird and wonderful ways to make a few quid from your laptop that barely anyone talks about. Some might call them unconventional, others might say they’re just plain odd, but The post Unexpected Ways To (Potentially) Earn Online appeared first on The Money Shed.
- How to get more from your credit card bonus by Rhi Admin on June 10, 2025 at 2:05 pm
If you’ve ever signed up for a new credit card just to snag that tempting welcome bonus, you’re not alone. These offers can be a great way to make your spending work harder for you. But timing, strategy, and knowing where to look all play a role in how much value you actually get out The post How to get more from your credit card bonus appeared first on The Money Shed.